Sunday, June 30, 2013

Summer Savings!

Wanna know how to make the most of your savings this summer?

                   
            


Summer is the best time if the year. We go to the beach, have cookouts, party, road trips and lots of time with friends making memories that we will take with us throughout life. It has to be everyone's favorite season , unless u are fortunate enough to have sunny days all year round.
But lets not get caught up in the season because I find myself spending way to much money in the summer. Here is some saving ideas that I will use to save money and still make the most out if my summer.



1) $5 Savings Plan. I saw a savings plan that every person can do if they ready to start saving for the summer. It's so simple and easy to do if you are ready to start saving this is an excellent way to get in the groove of mangling your money better. Every time you have a $5 dollar bill in your possession you save it. Never spend your $5 dollar bills again and see how face they can add up. After awhile you'll be so used to saving your $5 dollar bills, it will become a habit. C'mon give it a try!!

2) ibotta. I just found this app  on the android app market ( sorry iphone users) n its free. Its almost like using a coupon but you do it when after you get home n you get the money directly to you that you would have saved with a coupon. Say they have batteries on there list  and u save 75 cents n u buy batteries u scan your receipt n the credit your account 75 cents!!! You can even complete more task to earn more money like taking a poll, writing a review or posting to Facebook for more savings!!! You can start a fund for yourself just buy buying groceries. I love this app!! Check it out.

3) Thrift Store Shopping. I remember in high school where you were judged by where you shopped and thrift clothes meant you had no money. I feel like a complete idiot for letting people influence me to buy nice clothes when at the end of the day I was still myself and none of them mattered to me. Ok that's enough about that, but thrift store shopping is not just about wearing the clothes, it's thinking outside the box and using what someone doesn't want anymore and making it into your own treasure. I love the idea of recreating something that I get from goodwill, all it takes is $1 picture frame and some paint and you have a whole new frame that's hip and up to date with your style. Why buy one for $15 when u can do it for a few dollars. Even with clothes, there's so many ideas on pintrest or the internet in general on recreating old clothes into something new and hip. Bring out your creativity this summer and save some money. Every person I went thrift store shopping has yet to regret it.


4) Couponing. We don't have to be extreme couponers to save money. There are so many coupons out there and I don't see how people don't take advantage of the money they can save. There's coupons for just about everything you do, groceries, shopping, restaurants, kids activities, the list goes on and on. I might love Ben and jerry ice cream but if I can get some ice cream for a few dollars cheaper best believe I'm turning my back in Ben and jerry. Also stores like giant eagle give you major perks for shopping at their store and buying their products, you buy groceries you earn fuel perks, or you buy fuel you earn grocery points.  Planning your meals ahead and using coupons accordingly will save you lots of money for the summer season, and something you candor may years to come.
Here's a few I like:
Livingsocial.com

5) Make a Plan. Everything that you purchase that ia not essential for living, you should have a plan for, going into the mallbyoumshould have a spending limit dont just go in there with out a plan or you will end up over purchasing. buy things within your spending limits. creating a goal chart is a good way to make a plan if you accomplish something tou fet to reward yourself with something you dont normally buy, add thongs to your goal chart and create goals for yourself, this will motivatemyou to domplete a task you be dying to do by rewarding yourself. nothing simple thats wont really restrict you, say things like losing 20 pounds, or getting a promotion at your job, golas that eill getter your life.Goal Chart. Another idea is to make a 30 day chart, you put items you want to purchase on your 30 day chart and after 30 days you can buy it, this will stop you from implies buying, give you time to think about it and look for a good deal. The goal is to stop buying everything you see that you like and restrict your spending habits by giving you time to analyze and consider if you really need it.

6) Stop purchasing disposable stuff. If can live in one time period it would be back in the 60's and 70's people valued what they were buying amd everything was made to last and when it broke they fixed it, they didn't have nearly as much waste as we do today and I'm sure they saved lots of money. Instead of buying a 24 pack of water buy one nice water bottle and refill it...you know what I mean? This will save you tons of money. Also look into making your own things cleaning solutions, face mask, bug replelient, lotion, lip balm, gue paint also everything you can think of can be made at home for cheaper then you will ever buy, and sometimes you have all the supplies already in your house. We need to stop being lazy and be more cost efficient and stop creating so much waste. It's worth the money you will save and still gets the job done.

7) going out for a fun. Whether its a date, with friends, or your family. There's tons of things to do this summer that you can save money doing. Why spend a whole bunch of money trying when there's things you can do for practically nothing. I love all the festivals and lil town carnivals, they are usually free. I know my son Cayden just likes to get out and be around people and he's a happy lil guy. If you spend a few bucks for food and a couple rides that beats cedar pints prices any day if you ask me. It doesn't always have to be some big expensive event to be a good time, I just want people to know that and in the summer there's almost something's going on every weekend if you take the time to look. If its a hot day, some communities have little ware parks or play water areas for kids. I jus found out about splash pad/spray grounds for kids and its free and that my town has one. 
Check out this link to find festivals for all my northeast Ohio fans Time for Fun or here  for Spray Grounds. Everyone else can use Google and tons of stuff will come up. :)

Lets not forgot about our good old fashion parks. I over Cleveland metro parks they are so beautiful and peaceful. Me and my son love to make the trip out to Solon to visit there metro park we call it our secret place, we go deep down in the woods and found the most amazing place. (Can't wait to bring Sareka there!!)) most of these parks host events for kids too, like nature walk at night, all free, just bring or own bug spray. Check out Cleveland Metroparks for more on there parks.



My Goal is to at least start the $5 dollar saving plan, I think it is an awesome idea.

What are you going to do this summer to Save Money?

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